What is a Bundle Cover?

A bundle is a pre-packaged cover with both hospital and extras benefits.

What is a Freedom Flexi-Bundle?

Our freedom hospital and extras bundles give singles and couples one flexible limit to claim on your included extras each year. Because at frank, we think you should get more of what you actually want and less of what you don’t.

And the longer you stay with frank on a Freedom Flexi-Bundle, the more you can claim. For example, our Freedom Saver Flexi-Bundle offers couples and singles an extra $100 to claim each full calendar year, with a maximum of $400 after 4 years of continual cover.

Check out the Freedom Saver Flexi-Bundle.

What is an Essentials Bundle?

The perks of private plus a wide range of extras services to help you stay on top of your health. The Essentials Bundle includes benefits for lots of procedures in a private hospital with some exclusions to keep your costs down and gives you 60% back on popular extras.

Check out the Essentials Bundle.

Will I have to wait before I claim?

Yes, particularly if you’re new to health insurance. With our covers (and most other health insurers) you have to wait a specific amount of time between signing up and making your first claim. This is called a waiting period.

Waiting periods may not apply if you are switching from another fund.

Check the Essentials Bundle and Starter Bundle pages for waiting periods.

Are there services Frank won’t pay on?

Yes there are. It might make us sound mean, but if you have a read, you'll see they're fair. Read the full list of things frank wont pay on.