Skip 2 & 6 month waits on extras when you join on combined cover by February 28**For new members who have not been a member during the last 12 months, joining on combined hospital and extras cover, paying by direct debit. Offer only available via Frank website or phone joins. 12 month waits, annual and sub limits apply. Extras claims made with a previous fund count towards annual limits. Not available in conjunction with any other offer. Offer ends 28 February 2022.
Frank’s Simple Extras makes it simple. Get the same amount back in your pocket every time you visit, up to your annual limits. Plus, get 100% back on optical, up to your annual limit. Your limits will reset 1 January each year.
Frank pays benefits towards services listed below. Benefits are calculated as a percentage of the provider fee up to annual limits.
Can I get more information?
With Simple Extras, regardless of your provider, you get the same amount back per visit, up to your annual limits. Simple Extras also offers 100% back on optical, up to annual limits. See your fact sheet below for a list of benefits per service.
Yes. Frank believes in freedom of choice, so we pay the same benefits to any registered provider. This means you can use your regular dentist, optometrist or physio and still claim.
Yes, on most services you will have to serve a waiting period if you’re new to health insurance. With Frank (and most health insurers) you have to wait a specific amount of time between signing up and making your first claim. This is called a waiting period.
All Frank extras services have the following waiting periods:
- 0 days for ambulance
- 2 months for included extras (except for Optical, Major Dental, Podiatric Surgery and Orthotics)
- 6 months for Optical
- 12 months for Major Dental, Podiatric Surgery and Orthotics
Find out more about waiting periods here.
The good news is that waiting periods may not apply if you’re coming to Frank from another fund. Find out more about switching to Frank here.
Refer to the Simple Extras for full product information including annual limits, sub limits and waiting periods.
Information relating to this cover should be read and retained.